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Financial Planning

At PTM Wealth Management, we know that a comprehensive financial plan is the cornerstone of wealth management.  In fact, we believe this so strongly, all of our clients receive their own secure financial planning website where they can review the plan anywhere they are, anytime they like.  Let us help you give a purpose to your investment strategy.

As a Chartered Financial Consultant® (ChFC®), Paul Murray has received the most extensive education available in financial planning.  In coordination with helping clients develop a risk-managed investment strategy, he helps them develop a financial plan to chart a course towards meeting their goals, whatever they may be, including lifetime income, education funding, retirement, wealth transfer, and insurance needs.

Paul meets with clients every step of the way and offers a state-of-the-art web-based platform that allows his clients to bring their outside accounts, such as 401(k) plans, bank accounts, and even reward programs, into their comprehensive financial plan.  Expenses and savings can be examined, and all of their investments are analyzed for their overall risk profile.  Through our online client platform, our clients can manage their financial life much easier, and all information will be up-to-date and adaptable to their changing needs.  Clients have their own secure login to view this information 24 hours a day, 7 days a week.

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No comprehensive financial plan would be complete without “What If” scenarios, because our lives don’t always follow the path we originally charted.  Paul will help clients discover how life events, such as a need for long term care, disability, or the premature death of a spouse, could affect their plans.  In addition, further “What If” scenarios like high inflation or major market declines can be tested for their impact on the plan.  The result?  While no one possesses a crystal ball, together we can plan for nearly any hurdle you may face in future.  

Depending on the size of the investment relationship with PTM Wealth Management, financial planning services and reviews may be complementary to clients.  For those seeking financial planning only services, comprehensive plans can be created on a fee only basis.  We’ll help you decide which option is best for you. 

Please contact us for a free consultation at (855) 786-9584, Option 1, or at admin@ptmwealth.com.